I don't have a pre-existing condition, and, at this point in my life, I am able to pay the deductibles on my insurance. I even have a little bit of mental health coverage. So, in many ways I consider myself lucky. Although I'm not wealthy, I don't consider myself poor, either. However:
*there was a time in my life when even paying the deductibles I pay now would have absolutely broken me. There was a time in my life when I had Major Medical insurance and I prayed not to get sick. Therefore, I can imagine what it is like for those who fall between the cracks of our system.
*there was a time in my life when I lived in a rural area, and discovered that Health Care is not equal in every part of the country. I did not have all of the resources available there that I have where I do now.
*mental health care is especially unequal in rural areas.
*health insurance is very complicated. When my husband was set to have minor surgery, and was trying to figure out what he would owe after the deductible, he could not get anybody to tell him the actual cost of the surgery.
*poverty is bad for your health. Poverty is bad for your health because 1) you cannot afford health insurance, 2) the places poor people live are often unhealthy, 3) you have the added stress of living on the edge.
*it is getting more and more difficult for congregations to provide health care coverage to clergy and other employees.
*health care is a moral issue
What do you know for sure?